The War

Now I’m not some political commentator, but it’s clear that the disgraceful goings-on in the Middle East are having a catastrophic effect on the housing market in the UK. My job bookings have taken a massive downturn, year-on-year, in the month that traditionally sees a return to full-on working after the winter hiatus.

My tax-reserves which used to be held in a stocks & shares ISA have been eroded due to the volatility caused by the ridiculous events of the last couple of months, so I’ve had to move them to a secure National Savings account, as taking any risks with the money put aside for tax and VAT just isn’t sensible.

Sellers are holding back, buyers aren’t committing, and banks are reducing mortgage offers, as some sort of economic apocalypse seems to hover on the horizon constantly. There is still a trickle of properties being made available, but nothing with any grandeur at the moment. Trying to minimize expenses is once again my focus, but it’s difficult - with the stupid car taking up so much cash due to repair requirements. My end of year “Making Tax Digital” (MTD) return shows a very small profit figure that could earn me a tax refund or very small liability in the coming year - once the various adjustments have been calculated.

Heads down and keep on moving eh?